3/26/2013

Wear Wholesome Clothing with Organic Cotton

In today’s times, almost everything you buy contains some sort of synthetic fiber like polyester, nylon or spandex.  There are those consumers, however, who reject synthetic clothing and insist on wearing only organic cotton clothing.  Let’s hope they like to iron clothes. 

Organic cotton clothing can be defined as clothing made from cotton that was grown without insecticides, herbicides or pesticides and must be cotton that was not genetically modified.  In truth, most cotton grown in the world is grown with pesticides and approximately a quarter of all pesticides in the world are used for cotton growing.  This, unfortunately, accounts for 20,000 deaths per year due to pesticide poisoning in mostly cotton farmers. 

3/18/2013

Own Your Very Own Titanic Artifacts

It is certainly hard to believe that nearly one hundred years has passed since the Titanic sunk in the icy Atlantic waters. The story of that ship and the fateful events that led up to the tragic ending still strike a chord with people to this day.Scientists and Titanic buffs continue to plan voyages down to the wreckage of the Titanic to see it in all of its eerie glory and also find more sunken treasures that have gone down with it.

3/06/2013

Continuing Education for the Public Relations Professional

If you are employed, or are a student, in the public relations field, you are familiar with the trials and tribulations that go along with the job. You are the first department to be cut when company budgets are slashed and you rarely get the salaries you deserve.

Contrary to most company’s beliefs, public relations serve a vital function in vibrant companies. Public relations professionalsare the spokespeople for their companies and can make the difference in whether the company comes through unscathed during a crisis or whether the company suffers from permanent setbacks.

Unfortunately, most companies give the title of Public Relations to junior staff members who have no idea how to interact with the media and can make a company look amateur without trying. True public relations professionals go through a vigorous continuing education program including earning advanced degrees and becoming accredited in public relations.

3/01/2013

A Healthy World: International Trends in Organic Farming

There has been much talk in recent years about the global environment and what issues have developed since the bulk of farming is conventional farming instead of the more traditional organic farming.  Conventional farming allows for the use of synthetic chemical fertilizers, pesticides and herbicides—some of which has been found to harm the environment, even when used correctly.

Countries throughout the world are, to varying degrees, exploring organic farming techniques as environmentally-friendly ways to grow produce for the world’s population while keeping the environment as healthy as possible.  Organic farming, as we know it today, began in Central Europe and in India.  Today, there are many countries dedicated to growing produce using organic techniques without reducing the world’s food supply.

2/28/2013

Is That for Real? Fake Artifacts and the Truth

People love to collect things: especially artifacts and other collectibles that they deem to either have personal or monetary value. Unfortunately, with the growth of this popular pastime comes the people who are out to take advantage of these people who wish to purchase artifacts for their collections.

These crooks only want to defraud the innocent people of their money while preying on their desire to have something unique and original. Until these people are all caught, it will continue. However, the sad fact is that there will continue to be sideways crooks that will prey on unsuspecting people until the end of time.

2/26/2013

What You Need To Know to Apply for a Credit Card

One of the disadvantages of modern times is that people tend to acquire so many things they don’t really need. Numerous gadgets and services occurred targeting a vast market of consumers and this emergence of various inventions somehow blinded people.

Since finances—especially money—is one of the major concerns of many people, a wide array of financial management services and financial options emerged. One of the most visible among the unending line of financial management services there are is the credit card.

Although many people testify for the financial convenience you get when you apply for a credit card, it doesn’t mean that every financing convenience applies for you or for everybody in that matter.

When people apply for a credit card, there is always a reason. It can be for managing their finances, needing extra money or in preparation to a big expenditure. But, no matter what the reason is, people apply for a credit card because of the ultimate convenience it brings. By now, you may have had your share of ‘pre-approved’ credit card offers in your virtual and physical mail. Since people are quite vulnerable when they apply for a credit card, some credit card issuers lure these people by giving low introductory APR, no annual fee offers among numerous perks. The tendency of this so many alternatives and “value” deals is to sway the person who wants to apply for a credit card.

There are undeniably endless lists of pros and cons when you apply for a credit card, but if you really have decided to apply for a credit card, these are some of the helpful tips that can guide you on your credit card shopping journey.

Actually, there are three easy steps you should follow if you have decided to apply for a credit card. First, surf the net and do some research on credit cards. By doing this, you can familiarize yourself with different credit card terms and types. Second, you can compare numerous credit cards that would best serve your needs and lastly, you may now apply for the credit card of your choice by filling out a credit card application by visiting a bank representative or through online.

In order to find the right credit card fast and easy, first, before you apply for a credit card, make sure you mastered the credit card terms. When you apply for a credit card you must know what a “credit card” really is. Being a form of borrowing that involves charges, credit cards usually have underlying credit terms and conditions affect your overall cost. So, it’s best to compare terms and fees before you apply for a credit card and agree to open an account. Some of the important terms to be understood well include the annual percentage rate or the APR.

When you apply for a credit card, you must know how the APR affects your credit account. Being a measure of the cost of credit expressed as a yearly rate, the APR should be disclosed before you apply for a credit card so that you would not be obligated on the account and on your account statements later on. Aside from APR, the periodic rate must be disclosed to the card holder before they completely apply for a credit card so they would have an idea of their outstanding balance and finance charge for each billing period. Other important terms to know before you apply for a credit card are free period or “grace period,” annual fees, transaction fees and other charges, other costs and feature, and balance computation method for the finance charge like average daily balance, adjusted balance, previous balance, and two-cycle balances. If you’re not that type of person who is patient enough to research on all these terms, make sure that before you apply for a credit card, the issuer will give an explanation how the balance is computed and it must appear on your monthly billing statements.

2/24/2013

Help Your Child Build Skills During the Summer Months with Continuing Education

Summer is fully underway and your school-aged child is busy with his daily regimen of playing video games and eating chips all day while you go to work. Hard life huh? Well, you do not have to let your child simply sit around the house all summer and forget all of the important facts he learned during the previous school year.